Thinking about making energy improvements to your home? Eligible Braintree homeowners may be able to borrow up to $25,000 at 0% interest through the Massachusetts Municipal Light Plant (MLP) Z-Loan Program.
The program provides zero-interest financing for qualifying energy-efficiency improvements, making it easier to take on projects that can help improve your home’s comfort and energy performance without taking on high-interest debt.
Program Highlights
- Up to $25,000
Borrow for eligible home energy improvements. - 0% Interest
No interest charges over the life of the loan. - Up to 5 Years
Repay the loan over a five-year term.
Eligible improvements may include projects such as insulation, air sealing, heating and cooling upgrades, and other qualifying energy-efficiency measures.
Whether you’re planning a major home improvement project or looking for ways to make your home more energy efficient, the MLP Z-Loan may be worth exploring.
Learn More
Check out our dedicated resource page with program details, eligibility requirements, eligible improvements, and information on how to get started.
Program eligibility and loan requirements apply. See the MLP Z-Loan page for complete details.



