Eligible Braintree homeowners can now borrow up to $25,000 at 0% interest for qualifying energy upgrades through the Massachusetts Municipal Light Plant Z-Loan Program.
$25,000
Maximum loan amount
0%
Interest rate
up to
5 Years
Repayment term
A smarter, more efficient home is within reach.
The MLP Z-Loan Program, offered by the Massachusetts Department of Energy Resources (DOER), provides eligible homeowners served by municipal electric utilities like BELD with 0% interest financing for energy-saving home improvements.
This new program is designed for customers who are not eligible for the Mass Save® HEAT Loan and can be combined with existing BELD rebates and incentives.
Insulation & Weatherization Keep your home comfortable year-round.
Heat Pump Installations Efficient heating and cooling for your home.
Energy-Efficient Water Heaters Lower energy use and costs.
Electrical Work Repairs or upgrades needed for energy improvements.
Other Eligible Work Including removal of mold or vermiculite when necessary to complete an upgrade.
How It Works
A simple path to a more efficient home.
Get a Home Energy Assessment
A qualifying home energy assessment must be completed first.
Get a Contractor Proposal
Ask a contractor for a proposal for the recommended improvements.
Apply for the Z-Loan
Submit your application through the program.
Get Approved & Begin Your Project
You must receive approval from a participating lender before starting work.
Before You Start
Do not begin your project until your loan has been approved by a participating lender.
Funding is subject to availability and applicable program requirements.
Who is eligible?
The program is available to owners of residential properties that receive electric or gas service from a municipal light plant and are not eligible for Mass Save programs.
Visit the Massachusetts Department of Energy Resources website for complete program details, eligibility requirements, participating lenders and the application.
The MLP Z-Loan Program is administered by the Massachusetts Department of Energy Resources (DOER). Loan approval is determined by participating lenders and is subject to credit approval, program requirements and availability of funds.